Tuesday, June 28, 2011

A Brief Overview Regarding Insurance Expert Witness Testimony

By Nelda Rich


An insurance expert witness is considered to be a top specialist in their field of work. Because of this, they are frequently requested to give essential information about a particular policy. These professionals will supply information during a court case. The information they offer will give the actual jury a much better comprehension of the situation.

Whenever someone is asked to provide their testimony, an attorney will find this type of specialist to analyze the case. Because this individual is providing professional testimony, they are paid for their services. These specialist are used in both civil and criminal cases.

When attorneys need this type of professional witness, they look for individuals that are established within the field and have a stellar reputation. They should also have years of experience to be considered an expert. They also select professionals that have had a lot of experience testifying in court on these types of matters.

There are several reasons why these specialists are needed for a court case. These professionals are typically used to clarify how the industry works, as well as which rules apply to the case at hand. The witness may also be requested to offer their professional opinion about the case. For instance, if someone claims they were treated unfairly and dropped from their policy, this professional may testify concerning the conditions that can lead to a policy owner being legally dropped from their policy.

This professional will be able to explain to the court the rules and regulations set by the insurance company. This can be a very complex industry and there are many different types of coverage policies. This professional will also be able to provide clarity on how the policy works. These professionals also are called to speak at appeal hearings in coverage matters. They can testify for either side on a case. This will depend on the nature of the actual claim.

This particular professional will normally be cross examined by opposing counsel. If these specialist offer testimony that's damaging to the opposition, the opposing attorney will attempt to weaken the trustworthiness of this specialist.

The legal opposition, will endeavour to make it look like these specialist are providing testimony that can't be trusted. For example, the actual attorney, on the opposing side, may inform the court that this particular professional is really expressing their own personal views, instead of proclaiming the facts. These kinds of insurance expert witness professionals are used in the number of legal cases.




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