Saturday, October 29, 2011

Poor Management of Family Finances-Should Married People Divorce?

By Nancyshanice Nikenya


Did you know that poor management of finances is the reason why the rate of divorces is immeasurable? Day in day out, divorce cases are being reported unlike during the past when they were very rare. Recently everything is about money, when entering into a relationship; women consider the economic stability of their male partner before deciding to commit themselves.

In my very own stand point, I'll decide that the happily married couples are the one which belong to middle class; what they only need is money for their basic needs and they are working for it. The worst group is the class of the wealthy, where their wants can not ever be satisfied. And these are the great majority of couples signing up for divorce.

Some couples that are rich are poor managers of their money; occasionally they may end their income in clubs and entertainment places. Some of them perhaps have many relations, hence wasting their cash there. Almost all ladies know what it costs wasting a penny, so when they see money being wasted by their husbands, they even don't hesitate, they just make an application for a divorce. What I really don't understand, is that, are marriages based totally on money? Naturally I do understand that money is essential though not everything, but it has led some couples to divorce.

In any way, good management of finances is good and if everyone knew it, we won't have any cases of divorces. Both married partners should learn to be responsible and independent and not goalkeepers. Some ladies have a tendency to behave like goalkeepers waiting for their hubby to provide everything. It's not only shameful, but also a show of irresponsibility. Even if you do not have a source, helping your husband know how to manage money is enough. Some men are understood to be extravagant and as such their wives should help them to conquer their extravagant.

There are many techniques that can be used to manage your cash. Having goals is one of them, start a list of things you will need to buy and satisfy within a particular time. Set the amount you'll be saving monthly in your account for the future use. Disclosing your salary to your partner is not quite hard, but, even if it is small or enormous than the other, that stands a privilege, how you budget it's most important.

A difficulty has always arisen where the wife earns more than the husband or she's the bread winner. Understand that life is full of swings and roundabouts. Wives shouldn't disobey or disregard their husbands just because they are bread winners or earn more cash than their husbands. As a wife you may be sacked today and your man could support you and the family in all ways. So couples should respect each other and play their roles without any default.

Couples need to appreciate that love isn't about money. Love and money are two different things. The love for money may kill a marriage by demoralising couples. Talking about finances is useful and health, it shouldn't be overlooked, talk about it and you will never experience divorce due to finance disagreements. If your other half is a poor manager of family finances take the responsibility of handling finances.

Also make your partner understand that it is for their own good as far as providing for the family is concerned. Try to imagine, a divorce is not a solution, because you will leave your partner behind, that is your partnercontinues to be a poor manager of finances. What if you divorce only to marry somebody who manages finances poorly? Burying your head in the sand like ostrich will not help at all; face the situation and solve it by sharing it with your spouse.




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